Refinances

Before refinancing your mortgage, it’s crucial to consider various factors beyond just the advertised rate. Overlooking fees and choosing the wrong lender can lead to costly mistakes in the long term.

The team at Australian Finance Brokerage specialises in tailoring our lender recommendations to your unique position and goals. We review over 30 lenders on your behalf and provide a transparent overview of rates, fees, features, and more, ensuring you’re making an informed decision. Your dedicated mortgage broker works on your behalf to submit, approve, and settle your refinance application. Once your new loan settles, we’ll continuously monitor your lending to make sure your new lenders still giving you a good deal.

At Australian Finance Brokerage, we put our clients first. We will never charge you for our residential brokering services, no matter how complex or simple.

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Refinancing your lending

What should you consider before refinancing?

Whether this is your first time refinancing, or you’ve reviewed your lending plenty of times in the past, it’s important to consider the many factors that go into the process. When reviewing your options, it’s important to consider more than just the advertised interest rate. Not paying attention to fees can be costly, but choosing the wrong bank for your loan could be even more expensive in the long run.

Refinancing your loan is a great opportunity to also review your position and your goals for the future. What are your plans for the next 1–5 years and how could these impact what you need from your loan? Is there anything that you should consider that your new bank must be good at or allow? You’ll also want to consider loan features that are important to you, such as having access to multiple offset accounts or the ability to split your loans for better organisation.

How Australian Finance Brokerage Helps with Refinancing

Our expert home loan brokers act as the intermediary between you and the banks. We not only help by comparing over 30 lenders but also manage the entire application process on your behalf. We listen to you and take the time to understand your current position and your goals to recommend at least 3 lenders that your dedicated mortgage broker believes are a great fit. We transparently compare these lenders for you, not only breaking down the rates & fees but also detailing the unique benefits of each option.