Self-Employed Borrowers
The team at Australian Finance Brokerage specialises in knowing and navigating complex lending policies tailored to diverse income structures. Where appropriate, we collaborate directly with your financial team to collect documents and ensure a comprehensive understanding of your position.
Selecting the right lender is crucial for self-employed borrowers. That’s why, after fully understanding your position and goals your dedicated mortgage broker from Australian Finance Brokerage will review our panel of over 30 lenders to identify which lenders are a good fit. Then our team transparently summarises your options, helps you choose your new lender and manages the entire application on your behalf. Best of all, we do it for free because we get paid a fee by your new lender.
Cash Out
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Investment loans
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First Homes
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SMSF Lending
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Cash Out • Investment loans • First Homes • SMSF Lending •
Getting a new mortgage when you’re self-employed.
What to consider when applying for a loan as a self-employed borrower?
If it’s not your first time securing finance while self-employed you may have had one or two frustrating experiences in the past. As a self-employed borrower, you must approach the right lender to secure your approval. While some lenders are very open to self-employed borrowers’ others are very restrictive, with some lenders not accepting self-employed borrowers at all.
Most lenders have a unique policy for assessing your income and you must be approaching the right lender for your unique income structure and flow. Of course, you’ll also want to pay attention to the available features, rates, and fees from each lender. Additionally, while reviewing your residential lending, is there anything you’d like the new loan or lender to be able to help with for your business?
How Australian Finance Brokerage helps self-employed borrowers
The team at Australian Finance Brokerage specialise in assisting Self-Employed borrowers. We’re experts at pairing your unique income structure with niche lending policies at major lenders. We work with you and your financial professionals (accountant and financial planner) to fully understand your position, and structure and research which lenders are going to be a good match before applying.
Once we’ve reviewed your position and researched suitable lenders, we’ll provide a detailed, transparent overview of our recommended options. Then an option is chosen we manage the whole application process on your behalf, including speaking with your chosen bank, securing your approval, and making sure your new lending settles seamlessly.
Not sure where to begin? At Australian Finance Brokerage, we believe in putting our clients first which means we will never charge you a fee for our residential brokering services. Whether you’re hoping to purchase your first home while self-employed or already have a complex property portfolio the team at Australian Finance Brokerage are here to help you find a great solution.
What makes Australian Finance Brokerage different?
We work in your best interests
(not the banks)
